Disability care plans begin after meeting an elimination period. This meaning after a defined period of time. Starting with the date recently disabled from work as well as number of days required to continue as disabled making your benefits start. Majority of long term disability care plans have elimination date between 90 days up to 180 days. However comparing most care plans, your employer chooses the disability care elimination time.
When choosing disability care plans, consider the time you could manage without work income. If you have a remarkable amount of savings, you could be able to choose a longer elimination period. Usually, the longer your elimination period, the lower premium of your disability care plan.